Gold Coins

When you buy online with Physical Gold you have several options about the form of gold you buy. The choice will depend on whether you want to buy gold for investment or as a collector. Each form of gold for sale on our site offers different benefits.

Gold Bars

When considering a large investment, a convenient way to buy gold online is with gold bars. Cheaper than the equivalent in bullion or coins, bars can be purchased in a variety of denominations and are easy to store at home, bank held safety deposit box or within our own offshore vaults. When you purchase gold bars with Physical Gold we can arrange storage options for you depending on the size of your investment.

Gold Bullion

When compared to bars, gold bullion coins are available at a lower buy-in cost and allow investors the opportunity to spread their investment as they can be purchased over a period of time to build a holding gradually. They are also a flexible way to invest in gold online and offer this same flexibility when selling your assets. You can purchase VAT and CGT free gold coins with the Britannia and the Sovereign. Bullion coins produced for the investment market differ from pre-owned, rare and collectable coins that may attract more of a premium and are available at a lower cost.

Gold Coins

Gold coins are an excellent investment, as they add liquidity and divisibility to your portfolio. British gold coins are extremely tax efficient as they are VAT exempt, as well as exempt from CGT since they are legal tender in the UK. However, many investors stepped into a pitfall when buying them as they are unaware of the right ones to choose. Having a variety of dimensions adds flexibility to your portfolio. You can sell off just the right amount of gold to fund your cash flow requirements. It may cost more to buy gold in the UK when you buy gold coins for sale that are not bullion. This may be because they are rare and/or collectable. Also available as limited edition and commemorative coins many of these coins are a way to buy VAT free gold. Collectable coins retain a historic value and the resale of this kind of gold can retain a collectors premium. Gold coins offer greater divisibility than bars and start from low denominations such as 1oz.

Watch our Video, "Gold coins - collecting as a hobby and for profit"

Types of Gold Coins for Sale

Here at Physical Gold Limited, we stock a wide range of gold coin products, below we list just a few:

• UK – Britannias, Lunar, Queen’s Beasts, Sovereigns
• Foreign – such as American Buffalo, American Eagle, Australian Nugget, Austrian Philharmonic, Canadian Maple Leaf, Chinese Panda and the South African Krugerrand
• Different denominations – fractions of an oz, 1oz, 2oz, 10oz and many more sizes
• Directors pick – let our Director pick the best gold coin buys for you
• Best value buys – ask us and we can arrange to supply best value gold coin buys
• Rare and collectable coins

Many investors end up buying obscure coins based on their collectability and rarity. However, not all collectable coins can add liquidity to your portfolio. It’s much safer to invest in a well-known gold coin like the Britannia or the Sovereign. These coins are mass-produced and do not attract large premiums. As such, they are easily available and hefty discounts can be negotiated when buying large quantities. Due to their popularity across the world, they can be sold quickly at any point in time. An obscure coin, on the other hand, maybe difficult to sell.

Buying the best value coins does not necessarily mean picking up bullion coins that are the cheapest. There are many collectable sets produced in large numbers that attract collectors. A good example would be the Queens Beast series of coins, issued by the Royal Mint. The set of coins comes with beautiful designs and two new additions are released each year. This makes it attractive to collectors as the challenge of collecting the entire set is satisfying. However, these coins also promise good returns and values have gone up as much as 40% in a single year.

Tax efficiency is another consideration and buying UK gold coins has a distinctive advantage of savings on both VAT and CGT. Buying a non-UK gold coin can attract CGT (Capital Gains Tax), which would apply to any profits you make from your sales.

Physical Gold Limited provide tax free gold coins as a solution to our customers. Read below our VAT free and CGT free solutions.

VAT Free

To benefit from VAT free gold, certain criteria must be met including a minimum millesimal finesse (0.995 for gold bars and 0.900 for coins), minted after 1800 (coins) and has been, or is, legal tender in the country of issue or is specified by the HMRC in Notice 701/21A Investment Gold Coins. At Physical Gold, as leading gold coin dealers, we can advise on which products meet the criteria to qualify as VAT free gold.

Capital Gains Tax Free

When you purchase gold from Physical Gold, we can offer products that also qualify for exemption from Capital Gains Tax. Effectively meaning that all profits made on your investment are tax free with coins such as gold sovereign coins, lunar coins and the Britannia, which are CGT free.

Developing a relationship with a reputable dealer

Gold coins can be bought from some jewellers or direct from bullion merchants. Jewellers will likely have far less choice as their speciality lies with rings, watches and bracelets. Reputable gold coin dealers will be able to guide you as to the best gold coins to buy. Most will have an online store where you can then order for either delivery or professional storage. Leading dealers like Physical Gold are registered with the BNTA and offer transparency, investor advice and great service as part of the buying process. Being on a top dealer’s mailing list also means that you are likely to become aware of the availability of these coins well before others do. An important point to remember is that collectable coins attractive lower premiums when they are first released. As time goes by, they escalate in value on the back of increased demand and shorter supplies. Another important strategy is to buy coins when the market is quieter. That way, you can avail of better prices and deals than buying in a busy market.

Monthly Saver

In a similar way to paying into an ISA regularly, customers can gradually build a nest egg with regular deliveries of gold coins using our Gold Bundle monthly saver. Ideal for those individuals who want to build a holding affordably. A flexible way to save for financial security, a monthly saver provides a stable investment with market prices being levelled out across a longer period. Check around and you will see that not all gold coin dealers offer this service.

Pension Gold

You can invest gold in your Self Invested Personal Pension (SIPP) as a way to save for your retirement. Similar to how traditional pension funds are managed, gold for sale as part of a SIPP is held securely for liquidation in retirement years. Again, pension gold is a way to spread the risk of future investment and adds diversification to offer greater protection over a longer period.

As a reputed UK gold broker, we can assure you of a seamless service during the buying process, as well, as after-sales service, including storage. When you purchase gold from us we can either deliver direct to your door or (for sizeable investments) arrange for secure storage in our LBMA certified vaults. Fully insured and managed by our partners, Loomis International, your holding will be kept separately and securely with a statement of account providing proof of ownership.

Physical Gold Limited have a large variety of gold coins for sale. As gold coin dealers, we can provide guidance when you contact us on topics such as how to buy tax free gold coins. Our investment advisory team can help you make the right decision when it comes to buying the best coins in the market. Our contact page is here, we can be contacted in usual office hours, Monday to Friday. You can contact us by dialling (020) 7060 9992 or simply send out an email.   Image credit: feiern1